Car owners can access cash up to their vehicle’s value without relying on credit or loans—simply by renting out their own car while continuing to use it. This approach eliminates expenses like insurance, taxes, maintenance, and depreciation. Instead of bearing these costs, the owner receives the full cash value upfront, avoiding the need for traditional financing.
Without this solution, owners would have to cover insurance, taxes, maintenance, and depreciation while also managing monthly loan payments—effectively doubling their costs. Here’s how we change the game: The owner leases their car back, continues driving it, and returns it to the rental company at the end of the term. If they foresee difficulty making payments, they can return the vehicle earlier as outlined in the agreement.

Even if they can’t make lease payments, Owntic covers the rental cost without reclaiming the fee—ensuring financial flexibility. With over a decade of industry expertise, we’ve analyzed thousands of car rental reviews (including platforms like Trustpilot) to identify common pain points. Many disputes stem from vague contract terms, leaving renters at a disadvantage and harming the lessor’s reputation.
We’ve tackled these issues head-on, removing ambiguities that undermine trust in rental agreements. Our solution is built into the Owntic.com user agreement, offering clarity and security for both parties. Drive smarter—without hidden risks.